Plan Types and Provisions

Retirement plans should be designed to meet the specific needs and objectives of the employer. No single plan design is right for all companies. Stephens Retirement Services experts will assist you in determining which retirement plan option will best serve your organization's needs and long-term objectives.

The first step in selecting the best plan for you is to determine which type of plan will most effectively meet employer objectives when considering employee demographics and budget constraints. The retirement provisions of the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) have increased the opportunities for effective plan design.

An Online Guide to Retirement Plans

Stephens' online Types of Plans & Provisions Guide to retirement plans contains important information on the many retirement plan options available to you. The guide provides brief descriptions of provisions in the following Retirement Plan Types:

• Money Purchase Plans
• Profit-Sharing Plans
• Simplified Employee Pension (SEP)
• Savings Incentive Match Plan for Employees (SIMPLE)
• 403(b) Tax-Deferred Annuity Plan
• 457 Deferred Compensation Plan
• Defined Benefit Plan
• Non-Qualified Deferred Compensation Plan

Expert Consultation & Planning

We can help design, implement and maintain the plan that best fits your company's needs and long-term growth strategies. Contact your Financial Consultant for a personal consultation.